Does your bank pay you back? We do!

AgriLand, FCS not only offers you competitive rates and personalized service — we also share our earnings with our borrowers. When we are financially successful, you benefit!

Every year, the board of directors decides how much of our earnings need to be maintained as capital to fund our growth. Then, the board is able to return the remainder as a patronage to you. A portion of this is delivered to you in cash, but it can also be reflected in allocated equity. Plus, it lowers your effective interest rate. No other type of lender offers you such an advantage!

The more the association grows, the more patronage we can pay. So spread the word about the benefits of doing business with AgriLand, FCS!